Welcome to Shield Financial Consultants
We provide customers with a complete suite of financing and advisory services
We provide customers with a complete suite of financing and advisory services
At Shield, the success of our clients is paramount, therefore, we provide bespoke overdraft facilities at very attractive rates to ensure you meet your short-term financial needs.
Do you occasionally spend beyond your account balance?
Find yourself needing a financial boost to bridge short-term gaps?
Looking for a one-time overdraft or a revolving facility to support your business’s year-round working capital needs?
At Shield Finance Consulting, we understand that cash flow interruptions can hinder your business momentum. That’s why we offer tailored overdraft solutions designed to give you the breathing room you need to operate with confidence.
Our low-interest overdraft facility allows you to:
Extend your credit line without the hassle of traditional loans
Improve liquidity and manage day-to-day expenses more efficiently
Seize growth opportunities without delay
Stay afloat during off-peak seasons or unexpected downturns
Whether you need short-term support for a one-off transaction or a flexible annual credit line to fuel ongoing operations, we’ll help structure an overdraft facility that suits your business size, cash flow pattern, and repayment capacity.
Partner with Shield Finance to access the capital you need—when you need it most.
An overdraft facility allows you to withdraw more money than your available account balance, up to a pre-approved limit. It provides short-term credit to manage cash flow gaps, unexpected expenses, or urgent business needs. Interest is charged only on the amount used and for the duration it is outstanding.
Eligibility depends on factors like your cash flow history, business performance, creditworthiness, and banking relationship. Both individuals and businesses with steady income or turnover may qualify for either personal or business overdraft facilities.
Unlike loans, overdrafts offer flexible borrowing—you only pay interest on what you use. There’s no fixed repayment schedule, and you can access funds repeatedly within the agreed limit, making it ideal for managing short-term cash needs or operational expenses.
You can use an overdraft for both purposes. Shield Finance offers tailored solutions for one-off transactions or recurring working capital needs, whether it's seasonal cash flow gaps or a specific purchase that requires immediate funding.
