Welcome to Shield Financial Consultants
We provide customers with a complete suite of financing and advisory services
We provide customers with a complete suite of financing and advisory services
SFC deploys the best strategies that efficiently utilises the client’s current assets and current liabilities to help them achieve their short- and long-term financial objectives.
What are your needs? Let us help you find the right mix.
Do you want to capture more early payment via discounts? Reduce liquidity risk for your business and suppliers? We will help assess current payment terms, working capital, cash positions, and identify the best way to work with suppliers to greatly reduce or eliminate this risk.
At SFC, we will work round the clock to ensure your working capital management problems are old news, and then help you build and implement a strategy that suits you, your business, your customers, and your suppliers.
Working capital is the difference between your current assets (like cash, accounts receivable, and inventory) and current liabilities (such as accounts payable and short-term debts). It reflects your business's ability to meet day-to-day operational expenses. Effective working capital management ensures smooth operations, avoids cash shortages, and supports sustainable growth.
We analyze your cash flow cycle, inventory turnover, receivables, and payables to identify inefficiencies. Our team provides actionable strategies such as optimizing payment terms, improving collections, and managing inventory more effectively to ensure your business maintains healthy liquidity.
Common signs include delayed supplier payments, excessive inventory, frequent borrowing for operational needs, and difficulties meeting payroll or utility expenses. These issues can indicate cash flow problems and put your business at financial risk.
Yes, significantly. Efficient working capital management reduces the need for short-term financing, minimizes interest costs, and allows you to reinvest surplus cash into high-return opportunities. This directly boosts your bottom line and enhances financial stability.
